Terms of Service

Last updated: June 30, 2026

Overview

Ledgr is a personal finance dashboard operated by Jason Hogeboon (Hogeboon Media). It is a private, personal-use application. By creating an account or using Ledgr, you agree to these terms. If you do not agree, do not use the application.

What Ledgr Does

Ledgr connects to your bank accounts through Plaid to display your transactions, balances, budgets, bills, savings goals, and spending insights. Bank access is read-only — Ledgr cannot move money, make payments, or initiate transfers.

Not Financial Advice

Ledgr's insights, forecasts, budget suggestions, and scores are automated estimates for your personal information only. They are not financial, investment, tax, or legal advice. You are responsible for your own financial decisions.

Your Account

You are responsible for keeping your login credentials secure and for all activity under your account. Enabling two-factor authentication is strongly encouraged. Notify us promptly of any unauthorized use.

Third-Party Services

Ledgr relies on Plaid for bank connectivity. Your use of bank connections is also subject to Plaid's end-user policies. Ledgr is not responsible for the availability or accuracy of data provided by financial institutions or Plaid.

Accuracy & Availability

Data is synced from your financial institutions and may be delayed, incomplete, or inaccurate. Ledgr is provided on an "as is" and "as available" basis, without warranties of any kind. The service may change or be unavailable at any time.

Limitation of Liability

To the fullest extent permitted by law, Ledgr and its operator are not liable for any indirect, incidental, or consequential damages, or for any financial decisions made in reliance on the application.

Your Data

Your use of Ledgr is also governed by our Privacy Policy. You may delete all of your data at any time by deleting your account.

Changes to These Terms

These terms may be updated from time to time. Continued use of Ledgr after an update constitutes acceptance of the revised terms.

Contact

Questions about these terms? Contact jason@hogeboonmedia.com.